The Home Buying Checklist

• You've made the decision to become a homeowner and not pay rent anymore.
• Consult with your mortgage professional at Gomax Mortgages and Loans Inc. for a pre-approved mortgage with a financial institution.
• Select your mortgage from the multiple bids offered by our Mortgage Market.
• Make a "wish list" of features you want in a new home (i.e. neighborhoods, 2-car garage, nearby schools, finised basement etc.)
• Select a real estate agent to find homes that fit your "wish list" for you to view. We also provide real estate service please visit Homelife Winners Realty Inc.
• Negotiate a price-make an "Offer to Purchase" subject to approval of property and satisfactory financing through your Real Estate Agent or Lawyer. You must have everythin in writin to make the document legal and binding.
• Meet conditions or mortgage approval. No a Building Inspection. Hire a lawyer.
• Waive conditions of "Offfer to purchase".
• Arrange homeowners insurance. Arrange move, phone, cable, hydro etc.
• Lawyer notifies you to bring downpayment and closing costs to his/her office (a few days before closing)
• Lawyers registers deed & mortgages, gives you the keys to your new home, and you are now a new homeowner.